The purchase of life insurance to protect your family or business is a very sound financial decision. Nowhere else can you create an instant estate so quickly with such a deep discount on the cost of doing so.
The Freedom Life Insurance Company is a company that has experts available to assist their clients in just this thing. The careful planning and allocation of assets it what makes such a plan work well.
There are two distinct kinds of life insurance that can be used in such an endeavor. Term life insurance lasts for a specified period of time, such as 10, 20 or 30 years and then the policy expires. Once it’s over it is over. This is why term insurance is the least expensive of our two examples. Its low price allows the purchase of a large amount of life insurance for a very small premium.
Permanent life insurance is just what it says it is. It is permanent, meaning that it will stay in force for the whole of a person’s life. Thus, it is also called whole life. The policy will last until a person reaches age 100, the actuarial life expectancy of human beings. If a person reaches age 100 the policy endows, and the policyowner is paid the face amount of the policy. If an insured dies before that time, the death benefit is paid to the beneficiary.
Permanent life insurance has a cash value that builds internally inside of the policy. This is a reserve against the increasing mortality costs that accrue each year that the insured gets a year older. This allows level premiums throughout the course of the policy even though the insured get older each year.
The policyowner can borrow from the cash value of the policy at any time, but if the insured dies, the death benefit will be the full amount less any borrowed funds. If the loan is repaid, the death benefit reverts to its original amount.
The Freedom Life Insurance Company offers both of these types of policies. Frequently life insurance planning will involve a combination of both policy types to maximize coverage, yet give the most value to the client. Freedom Life Insurance has experienced agents who are experts at planning for families and business in order to derive the best solution. Visit: https://www.corporationwiki.com/Texas/Fort-Worth/freedom-life-insurance-company-of-america-3543239.aspx
AXA Advisors are well established and reputable leaders with experience in the financial services. They provide guidance and strategies to clients basing on their needs. AXA Advisors, LLC deals with the distribution of AXA Equitable Life Insurance as a brokerage retail company in New York. They avail life insurance policies and annuity products to the citizens and commercial organizations. AXA Advisors have a professional network of around 6,000 financial professional advisors. The team of financial advisors from the AXA Advisors offer strategies as well as products for financial and asset protection as well as investment, allocation, retirement, college, and business planning. They are dedicated to helping the clients solve their financial needs and problems throughout their lives. They are leading in the wealth management as well as financial protection strategies.
Behind every successful business, there is a leader working tirelessly to ensure all the department and operation of the company are working efficiently. Vincent Parascandola is the chief executive and VP of AXA Advisors Company. He is responsible for management development, sales, retention, development, recruiting and productivity of new experienced financial advisors.
Vincent has vast experience in the financial industry with over 25 years of experience. His career journey started in Prudential back in 1987 where he served as an agent. During his tenure in Prudential, he received recognition as the National Rockie of the year. He left, and in 1990 he joined MONY Life Insurance and held various management position in both local and regional levels. He joined AXA Advisors in 2004 and helped the firm to grow and expand. Check out Pocomuseum for more.
Vincent Parascandola served as the president of Advantage Group a subsidiary of AXA Equitable which attracted seasoned financial agents. He was also the managing partner of the Metro Branch Company in New York. Throughout his different roles, Vincent has been hard working and result oriented. He has been recognized not even once for his exceptional leadership skills. Parascandola has been awarded in various management awards including Master Agency Awards and GAMA`s Career Development.
Vincent holds bachelor`s degree in Science from Pace University. He is an eloquent speaker with excellent communication skills. Parascandola has delivered speech in various industry and company conferences. You can visit his Facebook page for more.
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